We would like to warn you about the fraudulent activity of AlertPay payment processor. A month ago our account was blocked by AlertPay, no explanation of their decision was provided. After several support tickets they finally replied and asked to provide the documents. All necessary documents were sent but since that time we never heard back from AlertPay. Taking this fact into consideration, we may surely state that AlertPay is now a scam. If you have any funds on your AlertPay account, you should withdraw them to avoid the loss.

Take care.

Hello, could you please introduce yourself to our public?
My name is Antanas Pacevicius, I am the CEO of NixTrade and also the main shareholder of the company. I have been engaged in the direvatives trading and foreign exchange market during the last 7 years.

Please tell us about the foundation of NixTrade. When was the company founded and which things led to the foundation of your company?
As I mentioned above, I am in forex and direvatives trading for a long time already. During this time I have found out that the results of some trades can be predicted as well as the exchange rates. On this basis I have assembled a team of traders and analysts who would monitor the market in order to make successful deals. That was the beginning of the company’s foundation process. Later I found several enterpreneurs through the AngelList who decided to support my idea of organizing a specialized company and invested $300,000 in NixTrade development. Time has gone, and we have made a decision to make NixTrade available to the public. As a result, now you can present at the establishment of a young and dynamic investment company available to anyone who is interested in online investment.

How would you evaluate the level of risk while investing in NixTrade? Which rules do you adhere to to provide the security of investors’ funds?
First of all, we never invest the full amount in one trade, diversification is the king in the investing area. Additionally, we have developed our own system of evaluating the probability of loss deal. According to this system, we invest the appropriate amount in each deal, the higher the risk, the lower the amount. This keeps the funds secure and therefore I believe there is a very high level of the funds’ security.

I see you have no separation according to the amount invested while usually the interest rate depends on this factor, how would you explain this?
I believe that our company offers rather high interest which allows to benefit from your investment but at the same time it provides a great sustainability. We do not invest the money of each investor in a separate deal, the funds are managed from the main account, that is why there is no reason to offer the lower interest rate to anyone because all funds are kept at one place so everyone’s funds participate in trading.

Which e-currencies do you currently accept, which do you plan to add in future and why?
Currently we accept LibertyReserve and PerfectMoney. We have chosen these payment processors due to the extreme extent of their sustainability and relatively low fees. AlertPay is on the way: after we finish the integration process, it will be available for deposit.

You implement instant withdrawal. Isn’t it an inconvenient option for you since it makes it difficult to control the flow of funds?
Our primary aim is to provide the funds’ liquidity: anyone must be able to withdraw his money at anytime without any limitations. By the way, according to our statistics, investors of NixTrade prefer to keep their funds in our system and seldom withdraw all the money; usually the funds are reinvested back after the first test withdrawals.

How do you provide the support for customers? How can a person contact you in case there are any questions/inquiries?
I believe the best way to contact us is to use the “Contact us” form on our website. Our support agents are available 24 hours a day and are ready to answer any questions.

How would you describe the first days of NixTrade online operating, was there something unexpected?
These days were rather intensive but everything is going as we expected it to be. We were quite surprised with the quantity of blackmailers however this fact does not pose any threat to our program.

And the last question, how do you see the future of NixTrade, what are your strategies for expanding your program’s popularity?
We adhere to the strategy of gradual expanding of advertisement efforts in order to increase the stability of our program. Well, you will see this with your own eyes soon.

Sounds rather promising! We expect a stable operating and a coming prospeprity from your program. Thank you for your time!
Thanks for giving me a chance to introduce our program, we appreciate your efforts!

As a conclusion to this interview, I would like outline some basic things you must pay your attention to. First of all, the main advantage of NixTrade are instant withdrawals as you fully control your activity and can get your funds at anytime. During the time the project has been monitored by HyipData all withdrawals were processed instantly, which says in the favor of this program. Another big advantage is hourly plan which allows to get you money back in just 3 days. Additionally, the project uses a GoldCoders script which eliminates the possibility of any kind of bugs or errors; so far we haven’t received any reports about the script issues with this program. Finally, it is no doubt a good choice to invest, but the decision regarding the investment is as always fully yours.

Regards.

Hello Elizabeth, could you please introduce yourself to our public?

Hello, my name is Elizabeth Parker, and Gustav invited me today to give an interview for our company. I manage customer service department, I help out everyone with all the little issues/questions they have. Basically I supervise our members and give my best effort to make sure all our members are happy. I also have a part in promoting and advertising our project. To keep the story short, let’s get started. What is your first question, Gustav?

Please tell us a little bit about the staff that is managing the company, who are these people?

You can look at our company as 4 main departments. First is a customer service, second is a technical support, third is an investment team and the fourth is a team of independent entrepreneurs who operate under our name. And of course, our main man, the President of the company – Martin M. Jefferson. He rarely visits our offices. Last time we saw him two months ago, he stopped by with his family to say hello and we haven’t seen him since. A very busy man. We are very well organized and everyone has their own function, we work hard and we have a very friendly atmosphere at work, which makes things go smooth.

Let’s talk about the history of Brantons Group. When was the company established? What are its recent most admirable achievements?

Martin has been involved into entrepreneur and investment worlds forever. Even since he was young, at 16 years old, he opened his first clothing store, when later upgraded into a mid size supermarket. After that it all went uphill. He had a good backup from his family, his father Greg A. Jefferson III was a very wealthy man. Not to say Martin never worked hard, the truth is the complete opposite. Nothing in this world comes so easy and lasts long. Before opening Online Portal, Martin was involved into trading and real estate doing business off-line, thus constantly building new relations and connections. It is almost funny today to have a business and to not have a website. It makes things easier.

I guess this question worries investors more than any other, what are the returns backed up with, do you provide any trading reports to ensure a stable income for your investors?

Yes, we actually do have a “Trading Reports” section inside of member’s area where you can monitor our daily activity, so you can see outcome and the rate of the daily %. If you’re asking about the real back up, we invest a lot into real estate, building hospitals, golf courses, hotels, restaurants. Anywhere you can invest into – we’re there basically. We have a constant flow of profit. We set our Plans to a certain percentage, so that we may be able to keep up with withdrawals vs. profits. We don’t plan to close down, in other words.

How would you evaluate the level of risk while investing in Brantons Group? Which rules do you adhere to to provide the security of investors’ funds?

What we offer is to investigate other projects, to compare with our’s, to see what kind of support you get, to read the news, to monitor our updates such as special offers, new languages, new payment gateways. We are all about improvement. We want to show other programs and our members that you can operate for as long as you want. We’re here to compete, and are not afraid. Let’s see who treats customers better than we do. I say the risk is minimum and we welcome everyone to participate.

How do you provide the support for customers? How can a person contact you in case there are any questions/inquiries?

You can give us a call, you can request a callback, you can chat with one of our representatives online right from our website, you can write us an e-mail, or submit a feedback form.

Which payment processors do you currently accept, which do you plan to add in future and why?

You will see AlertPay this week, we’ve successfully implemented Liberty Reserve and Perfect Money. Also will add SolidTrustPay. We do help our members fund above mentioned e-currency accounts by Wire transfer.

And the last question, Elizabeth: How do you see the future of your investment company, which steps are you going to make to expand its popularity?

If I would answer this question in detail – I would give all our secrets out Let’s say we are going to work hard and we know what to do. That sums it up.

Thank you very much, Elizabeth. Looks like stakes are high for you guys. I sure wish you a good luck!

Thank you Gustav.

First of all, let us consider that we are talking about an registered company. There are some countries that does not support investment programs at all, so usually high yield investment programs are registered in loyal off-shore countries, such as Belize or Panama.

HYIP can be registered as a game or investment program. This little detail makes a substantial difference in the level of responsibility of the company to its investors. If HYIP was registered as a game, the laws of country it was registered in usually implies that investors acknowledge the responsibility they take making a spend. All advertisement launched by HYIP registered as a game is considered just a statement of fact that company has been paying for a definite time but does not guarantee stable payouts.

If HYIP was registered as an investment company, it means that it takes responsibility to make timely payouts, and any delay can be regarded as a fraud. In this case suffered customer has the right to file a lawsuit against the company and it will be satisfied.

So, what should you do first in case you have noticed that the company claims it is legally registered? Simply check which organization has approved this document and feel free to call them. A great majority of HYIP programs uses fake certificates, so if you will ensure that the company is really registered, you may trust it. Second thing – check the status of program. Is it a game or an investment company? If you will hear the second option, you may invest any amount without any doubts. Registered companies pass a very thorough and long process of verification, so you will most likely not be scammed.

Good luck to you all and always be attentive in case you make HYIP investment! Also don’t forget to check the status on each HYIP monitor!

Advertising high yield investment program in social media website like Youtube, Facebook, Twitter, etc. is becoming wide spread phenomenon now. HYIPs publish press-releases, interviews, video announcements about their company to make illusion that program is governed by a real person, who takes responsibility for the received funds. Seeing it, doubting investors make the decision to join the program and invest their funds.

Why? The reason of that is similar to the reason why people don’t invest in “5000% after 5 minutes” programs. Although knowing that all HYIPs use Ponzi scheme, investor is still looking for a program that looks reliable and respectable. Seeing that admin has profiles on each social media website, they think that will be able to contact him in case there are any problems. Seeing the real person, people have a false feeling that their money is in safety.

It’s a fallacy. Creating accounts is free and takes 5-10 minutes for each, the persons you see in the video is probably someone who needed money and agreed to read a text in front of camera. Of course movie creator tries to create illusion that the person is real businessman. For this purpose “program owner” usually puts on sunglasses, business suit and tie to make watcher believe he is a serious businessman. So in case you have lost your money I hardly believe you will find a person who has owned them.

So, is presence of social media accounts of HYIP admin the advantage? Yes, no doubt. It means that admin has created a good background to advertise his program. Usually programs that have high social media popularity live longer, so there is a chance that your HYIP investment in such kind of a program will be successful.

But does it guarantee you anything? No. It’s just a tool to attract potential customers. Please keep it in mind before you make a HYIP investment and don’t forget to visit HYIP monitoring websites!

Our top performer HYIPs, LandBankInvest and GDP investment, have stopped paying. And if the early end of GDP investment was quite predictable, LandBankInvest’s end was a surprise.

I want to remind, GDP investment was a “new generation” HYIP that offered 9% daily for 15 days. This kind of HYIP is neither fast program nor middle term program. Their actual daily percentage of 2.33% is not inherent in fast HYIP, and the trick of including principal in interest and quite short investment period doesn’t allow to call it middle term HYIP. Usually the lifetime of such kind of investment program is calculated so: the investment period + 5-10 days. GDP investment, that had been paying for 22 days, has proved my theory.

LandBankInvest was a classical example of middle term HYIP: 0.6%-2.5% daily for 15-150 days. I want to admit that the investment packages were configured wisely, their aim was to make customer invest at least $50 to be offered a good interest rate (2.1%). This investment program had been paying for 190 days and definitely brought good profit to those who invested at the beginning of its lifetime. Unlike many others middle term HYIPs, at the end of existance LandBankInvest admin didn’t create new, short term investment packages with high interest rate. It helped him to avoid panic and to close suddenly, but didn’t let him steal the money of those who would be seduced by a tempting offer.

HYIP investment is always risky, and the sudden closure of these programs is a proof of that. Be attentive and good luck to you all!

I want to speak separately about middle term high yield investment programs. Usually such kind of program offers 1.5%-2% daily for 70-150 business days and principal return at the end of investment period. Are they worth investing, how to earn on them? I will try to explain in this article.

The average lifetime of this program is 90-180 days, depending on admin’s background. Let us consider that the interest rate is 1.5%. To receive your principal back, you will have to wait 67 business days. It is 94 calendar days. Usually the HYIP closes when the investment period of the first deposits ends, as it is hard to find money for paying to investors a full amount at once. However in case program has gained good popularity, it will be able to return you principal. So how to make the right choice?

Firstly, choose the programs with professional design, those that employ at least 15 monitors, have SSL and DDoS protection. Secondly, choose HYIP with long investment plans. I am sure, many investors will object to it, saying that it is better to choose one with short investment period to receive principal back earlier. The secret is that such kind of program will either offer low percentage or will close earlier. So the optimal investment period is 100-120 business days.

Thirdly, observe the rule: “The earlier you come – the earlier you will get your funds”. Of course it doesn’t mean that you should make HYIP investment immediately after HYIP was launched, but after making sure that program is paying, you can invest freely.

Fourthly, never invest big amount from one user. Create several accounts and invest the desired amount by parts to make HYIP investment safer.

“If the HYIP is living 50+ (100+, 150+) days and still paying, I can invest freely!” – this is very common misconception. First calculate how much time you will have to wait for your profit, then add this period to program’s lifetime, and compare the received amount to the average lifetime of similar HYIP. I think it will be much more, so you will most likely be not in profit.

Observing these rules will make the HYIP investment process safer. However you never can guess what will happen and when admin will stop paying, so good luck to you all, and hope this article helped you!

In this article I want to pay attenton to HYIP investment via AlertPay. There are quite a lot of high yield investment programs now that accept AlertPay. Unlike Liberty Reserve and Perfect Money, Alertpay claims to be reversible payment system. So there is a question: since it is reversible, does it mean I will return my funds back in case HYIP scams me? Well, there is no certain answer.

Usually scammed investor can get his funds back by opening a dispute only in case the account balance of HYIP allows to do it. Unlike PayPal, AlertPay will not operate at a loss, so in case admin of high yield investment program has withdrawn funds before there are any disputes, you will simply receive back nothing. And this is ugly truth. Before making HYIP investment, always keep in mind, that before launching his program, admin of HYIP has has all the case scenarios, so if he accepts reversible payment processor, it means he is sure he will be able to get his money back.

So don’t lose your head seeing AlertPay as a payment option! HYIP investment via alertPay is not panacea from fraud! The HYIP investment will be safe only in case you have paid attention to ALL HYIP features. Learn how to pick the right HYIP you can by reading my previous article  – “HYIP investment – what features should you pay attention to?”

Good day!

In this article I will pay attention to programs that offer EXTREMELY high interest rate, such as 5000% in 5 or 10 minutes.  Probably you will not find such programs in honest HYIP Monitor. Usually HYIP monitoring services are available only for those who offer reasonable percentage.

First question is: “Is there any chance that the program will pay me?” There is a certain answer: NO! Why no? It’s simple. There is no source of income that can provide such a big profit. But if the admin of program will use Ponzi scheme to pay interest, and I will get paid? Simple calculation: to pay you 5000%, he will need to steal money of 49 other investors. In this case he will get 49 angry customers and one satisfied. How do you think, who will give him more feedbacks, will notify each HYIP Monitor? =)

But despite this fact there are people that are ready to donate their money to scammers. In this case people are usually affected from their own greediness. Seeing this unbelievable opportunity, they forget to visit HYIP monitor to check whether the program is listed in any HYIP monitoring systems or not. However there are very few people who invest a serious amount in such kind of HYIP.

Paying attention to this fact, how admin of HYIP earns? Well, in most cases admin of program has just losses. He tries to reduce his spendings by using hacked script and simple template design. Anyhow advertisement is not free, and greediness is not always the main advisor for investor. That is why in most cases money involved in “5000% after 5 minutes” HYIP are finally get to HYIP monitor or forums, where the advertisement was placed.

So, not to lose your money, visit my HYIP monitor, read articles, and always think before you make a spending!

This article is about HYIP monitor and its relationships with HYIP programs. So the main question that worries investors is whether HYIP monitor is their friend, or it is a friend of HYIP admin?

Well, there are lots of HYIP monitoring websites now, so there is a big competition between them. In case investor has found a HYIP monitor that is convenient in usage, he will not look for others, as it is unnecessary. That is why in case monitor admin has created an inconvenient resource, he may forget about stable inflow of visitors. If investor wants to check the status of investment program, he will not try to visit all monitors, he will simply visit something like allhyipmonitors.com and will check all statuses at one page. Looking for a new program , he would better visit a forum or the monitor he has been using recently.

And this fact puts admin of unpopular HYIP Monitor into a corner: either he will be forced to cooperate with any HYIP or leave this business. That is why they often cooperate with SCAM HYIPs even having evidences that those are non-paying. How can you check whether the monitor is cooperating with HYIP admin or not? You can check their payment proofs on forums. Check in what category the HYIP is listed in the monitor, check the HYIP monitoring fee, then go the program website and check the interest rate. Then calculate the payout amount in the post and one that you received. In case they don’t match, it means that HYIP admin has employed monitor to work for so-called “HYIP monitoring bonus“. Naturally, if the program offers 105%-110% after one day, it is quite difficult to employ many monitors and pay the required amount in time. So they offer 10-20 usd/day for posting payment proofs on forums. Very often HYIP monitor even doesn’t invest in program.

In this case all data you receive from this monitor is not reliable. Once you have detected this fact, stay away from this monitor. Cheated once, it may cheat again in future.

Good luck to you all and use only trusted HYIP monitoring services!

In this article I want to point out some principles of honest HYIP monitoring that in my opinion each HYIP monitor must adhere to.

Firstly, HYIP monitor mustn’t use his website name or url during HYIP investment. It will not let the admin of investment program make selective payments. The investment should be done by parts from different accounts with different usernames. Just observing this rule HYIP monitor will have 100% truthful and reliable informaton about the HYIP status.

Secondly, HYIP monitor must reinvest the principal after the investment period ends. The interest received earned during HYIP investment is the profit of the monitor; but the principal must be reinvested as many times, as it is required until program turns into a scam. In case HYIP monitor admin receives his principal back and sees that the program has “Not-paying” status in other monitors, he must make investment despite this fact. In other case it will turn out that HYIP monitor depends on the information received from other monitors, so his HYIP monitoring services are useless. The typical example of such a case are unprofessional actions and staements of GSmonitor.org. A day he had to do the reinvestment admin of this HYIP monitor has noticed that another monitor had set the “Non-paying” status to HYIP. The admin of GSmonitor decided to own money received from HYIP and in addition removed all advertisement of this program without having evidences that this program is SCAM. You can check this story yourself here: http://www.talkgold.com/forum/showthread.php?t=273789&page=1

Another type of HYIP monitor admin’s unprofessional behavior is moving the program into a SCAM section in case it has ordered the advertisement from resources that are his competitors or whose activity was not approved by him. You can see the example here: http://www.talkgold.com/forum/r298366-.html. HYIP.com admin has moved Oilstructure into a SCAM section while the program was paying because they have ordered advertisement at the website that was not approved by HYIP.com admin. At the same time they didn’t mention in their Terms Of Services (by the way, there are no TOS at HYIP.com) that HYIP can’t advertise on this website. The admin of HYIP.com had simply run away with money=)

Honest HYIP monitor will never accept so-called HYIP monitoring bonuses. HYIP monitoring bonus is a donation to small HYIP monitor for setting “Paying” status to non-paying program. In this case monitor doesn’t invest any funds in the program, so it provides unverified and very often false information about HYIP. HYIP monitoring bonuses are usually given by non-paying HYIPs that promise for example 300% after 1 minute =).

Also the honest monitor will never list or advertise the programs that belong to him in his own HYIP monitor!

In case monitor adheres to all described rules, it can be considered honest, and all information placed in it is 100% reliable and truthful.

1) The design. It must be professional and unique. You must feel convenient making a HYIP investment.

2) The quantity of HYIP monitors where the program is listed.

3) The volume of advertisement.

4) Check whether the website really has DDoS protection and SSL encryption.

5) Check the quality of support.

6) Check the HYIP status on each HYIP Monitor.

7) If the High Yield Investment Program is hoted at  FOP Litvinenko Sergey Nikolaevich, stay away of it!!!!

The more money admin has spent on running a program, the more time HYIP will stay online. Sometimes the HUGE volume of advertisement means that HYIP will not pay at all, so it is better to make a small HYIP investment first.

Hope these tips will help you earn much on HYIP invesment, good luck and see you!

This simple question causes many debates. Fast HYIP usually offers hourly payouts and 3%-10% daily interest. There is the opinion that it is not necessary to invest in such type of high yield investment program, because it is impossible to pay such a high interest rate. However usually fast HYIP lives 2-4 weeks. This period is enough to make HYIP investment very profitable. Middle-term HYIP will once  turn into a scam too! Of course it will live longer, but even in case you deposited at the first day of its existance, it can’t offer you such a great profit in total as fast HYIP can. Accepting low interest rate, you have to wait your profit more! So in my opinion fast HYIPs are worth investing, especially if you have found the program that has 1-2 days lifetime. Just pay attention to some features to make sure that HYIP admin is serious, not a rookie that will run away with $100, and follow the basic tips of HYIP investment.

Sometimes fast HYIP programs pay just to monitors. To check this, invest $5 first. Why not $1?  Clever admins understand, that the person who invested $1, will bring $100 next time in case he recieves payouts in time. This is the fundamental principle of high yield investment. On the contrary, there are some gamers who invest a tiny amount (such as $5) just to play the game. So you will see whether this HYIP is paying or not. So what strategy should you follow making a HYIP investment?

1) Invest by parts! Usually admin of scam HYIP cheats those who invested much. He can own your $200, and will get just 1 post on each forum, in case you will not spare your time for this. So open several accounts.

2) You shouldn’t do too much reinvestments. If you have invested thrice, it is better to save the principal and reinvest just your profit.

3) When should I stop reinvestment at all? Usually at the 14-17 day of HYIP lifetime. Until this time all seriuos HYIPs must pay to investors. Usually they turn into SCAM after this period.

4) Request withdrawals in time! Don’t wait while you will have a good amount on account balance. The total fee will be the same, but it is more likely that HYIP admin will pay small amount than big in case things are not going well.

5) Always check the status on forums. CHECK ALL PAGES! Not just the last. In case you find scam report, request withdrawal immediatelly! HYIP investment will be more safe you have a lot of information.

These tips will help you to earn money on the fast HYIP.  But they work just in case high yield investment program was run by a serious admin, not a newbie.

Hope this article will help you to earn! Good luck!

The licensed script. It means that program uses a licensed, not pirate version of the HYIP script. In this case website is protected from the attacks of hackers, so the access to the webiste will be stable. To check whether high yield investment program uses the licensed script, you must visit the website of the script supplier, in most case it is GoldCoders.

The instant withdrawal. It is very convenient for HYIP investment, especially in case you invest in fast HYIP, when each minute is important. Instant withdrawal means that your withdrawal request doesn’t need the admin approval and is processed automatically, so your account will be credited immediatelly. In this case admin doesn’t have the possibility to make selective payments – for example just to HYIP monitor. But if high yield investment program doesn’t offer instant withdrawal option, it doesn’t mean that the admin is going to cheat investors. To offer instant withdrawal, admin must turn on the API in the payment processor. Since in most case HYIP investment is processed via Liberty Reserve or Perfect Money, it is quite risky to do so. Both of systems has the API bug, so the account may be easily hacked and the money will be stolen.

But despite this fact there is a chance to return the funds invested in HYIP via Bank Wire. Of course it depends on the bank you used to send money and the receiver’s bank. This process may last long and it’s result is unpredictable. However, unlike the HYIP investment through Liberty Reserve or Perfect Money this chance still exists.

Finally, it is your decision what to choose – convenient Liberty Reserve or more safe Bank Wire. There is a chance of loss in both cases!

Another feature that HYIP admins like to point out is DDoS protection. DDoS attack nowadays is a rather widespread phenomenon. Competitors use it to make the website be unavailable. The company that provides DDoS attack, using infected PCs, floods the requested website with thousands of request. Being under a DDoS attack, website can’t respond to your requests and is usually being disconnected by a hosting company. That is why HYIP admins prefer to use hosting companies that provide DDoS protection. If the website of high yield investment program is located on DDoS protected hosting, it makes the HYIP investment process more safe, since it guarantees that you will be able to enter a website whenever you want.

Sometimes HYIP monitor admins use a DDoS attackers’ services against their competitors to turn the favour of investors to their HYIP monitor, that will seem stable in comparison with one that is being unavailable. However it is not popular in HYIP monitoring area, since DDoS attack is rather expensive thing.

In this article I would like to talk about the role of SSL certificates in the HYIP investment area. Is it important for HYIP or HYIP monitor?

One of the most popular features that HYIP admins like to highlight is SSL certificate. SSL means Secure Sockets Layer - cryptographic protocols that provide communications security over the Internet. It means that all data you enter during HYIP investment on a certain website is encrypted and cannot be stolen by a third party. Usually SSL certificates use 128-bit or 256-bit encryption. How to check whether HYIP has SSL or not? You can do this by visiting a HYIP monitor where the desired program is listed or you can do this manually. Very often HYIP admins do such a trick: they claim everywhere that they have SSL (mention it in the HYIP monitors, their website and forums), but in fact don’t have SSL at all. How to check if they lie or not? Just go to the registration page. If the website has SSL certificate, you will be automatically switched to a safe mode (httpS://…). Sometimes HYIP admins forget to enable instant redirection, so to be 100% sure, type “httpS://…” manually. If your browser says it is impossible to show the page, it means that there is no SSL on this website. I think that HYIP programs that claim they have SSL but in fact don’t have it are non-trustable. Why? It means that HYIP admin wanted to save money (SSL is not free), so in case he uses Ponzi scheme and once the inflow of investors will be not enough to pay interest, he won’t be able to support program with his own money. So please pay attention to the presence of SSL! It can make your HYIP investment more safe. There are a lot of companies now that provide SSL, the most popular and trustable are Verisign and Thawte. In case high yield investment program uses the SSL from one of these companies you may expect it will stay online long. Of course it doesn’t guarantee that the admin is honest and will pay forever, but it is a big advantage!

HYIP monitor seldom use SSL certificate because it is not so necessary for HYIP monitoring. Both HYIP admins and investors don’t have to fill in their personal info if they want to apply for HYIP mionitor services. HYIP monitoring system provides all information that HYIP monitor gets from the HYIP admin. Besides it even unregistered user can list a program in the monitor, so the encryption is not necessary.

Namely – about the financial markets, where traders (HYIP admins) carry out transactions. I guess everyone must have heard that these are FOREX, stocks, futures, though not even every experienced investor realizes exactly what that is. In this article we are going to make a short review of the trader’ spheres of activity, which will give you an opportunity to comprehend deeply the specificity of the market and possibly to come to know the particulars of the fine points that will allow you becoming a real professional.

So, to start with let’s give the general idea of the sphere we are all involved into. HYIP exists. This is the sphere of high yield programs that bring high income to their investors and sometimes – lost hopes. The activity of such programs is practically not regulated in the Internet, so everything is based on the trust.

This “pure trust” most often implies that HYIP is a trader (oê a group of traders), who can make high income from your money. Much higher than offered in a bank. Some admins reinvest their funds to other HYIP, some of them go in for betting. Some are not afraid to write the word FOREX on their site, though more often there’s just a general word there: “investment opportunities”.

These two words actually mean rather limited circle of the tools, known to every investor and we’d like to tell you about them in a couple of words.

First of all we’ll touch upon the FOReign EXchange operations market, in abbreviated form – FOREX. The market was originated in 1971 (nominally) that consists of currencies’ exchange transactions. I.e. one currency is exchanged to another.

Till 1971 it was impossible, because all the states regulated the course of their national currency independently in respect of US dollar, which in its turn fully corresponded to the cost of… gold. 35$ for one troy ounce of gold. Though this tie was removed later on and the rate became free, it became regulated by the demand and supply only.

The participants of this market are banks, private operators, financial institutions, various funds and brokerage companies. They all participate in the market, not concerned with distance and time. Every “day” of the market starts in New Zealand and moves with the time zones, finishing in New York and Los Angeles, having from two to three million dollars in turnover every day. The market “unity” is provided with various informational means, and banks are “material” participants, in the upshot they provide for the money itself and the financial transactions to transfer it.

So, money is traded on FOREX. 24 hours a day, Monday to Friday. Where is the income made? “Spread” – difference between currencies secures income. You purchase 1000000 dollars for one amount, and in a minute you sell them for another – the rest is yours. The amounts allowing completing the transactions on FOREX market – from one million dollars.

That’s why traders need HYIP. Though of course it can’t get the million. It’s true, though they can to a bank or a brokerage firm, dealing with providing “access” to the market as the result of so called “margin” principle, when for some amount (for instance from 10 000 USD),you get an opportunity to process transactions with the amount of 100 000 USD and more.

So, it is clear what the market is. Market operators constantly sell and buy currencies. No commission markets, no amounts restrictions. The spread is sometimes so huge that trader can make up to 50% (and sometimes even more) from the amount invested daily! And it’s totally real. This allows successful traders providing such income. But, only some of them and… only the professionals.

The precious metal market (commodities), the second popular in HYIP. As you might have already guessed, the primary good here is a precious metal. Investing funds to the market of precious metals allows making profit from the quotations of the prices’ on precious metals, since precious metals can always be exchanged into money.

Investor can locate the precious metals at his disposal on the deposits in the banks and using the “metallic” deposits gets obtains credit for realizing other purposes. When the price for the precious metals deposited growth, investor’s property increases, and incomes got from the credit multiply his capital. Though, we talk about first-hand transactions, connected with the market. And as you have already guessed, here it’s all about analogous purchases and selling of the precious metals, and the profit is from the margin.

The third popular market, using your money is the Stocks market, another name is the securities market. The goods on this market are the companies’ stocks. Investing to the stocks of this or that company investor gets right to getting his portion of the profit from the company’s profit – dividends (in case the company is successful).

In such a way, the stocks investment yield has two components – dividend and margin between the purchasing price and current price of the stock. The stocks trade is realized on such regional exchanges as New York stock exchange, Tokyo stock exchange, Frankfort stock exchange, London stock exchange etc.

In this case you will hardly connect your income with daily payouts (in any case – high ones), because the market reactionary character is much slower, though the sane effective. Again serious amounts are needed to purchase the stocks and not every talented and clever person can easily spend this money.

Also another famous name is futures. This is the market whose article are different kinds of contracts to supply a certain type of goods within the terms agreed as well as the derivative from the financial tools of these contracts. The source of income is changing the market price for the good, whose supply is provided by the contracts. The purchase and sale deals of that sort of assets are arranged on the specialized commodity exchanges.

And finally, the ultimate market of state treasury obligations (fixed incomes). The market is extremely “slow”, though it’s much more serious and important. Though it can’t be compared to HYIP. If you come across something like that, most likely it’s a scam.

The goods on this market are treasury obligations, issued by the corresponding state institutions of the countries, as a rule state treasuries and Ministries of Finances. The attractiveness of this market for investors is that these obligations are secured by the property of the state (land, bowels, riches, gold and exchange currency reserves, state property etc.) and possibility to lose the investments deposited to this depends only on the financially economical state.

The yield fm these securities is determined by the market and the monetary management of the country given. As a rule the yield depends on the maturity date and the current discount rate in the country. Usually the yield from the treasury obligations is about 2-5% annually. Treasury obligations are issued with different maturity date – 3 months, 6 months, 1 year, 2 years, 3 years, 5 years, 10 years, 15 years, 30 years etc. Namely from here the word Bonds came to HYIP – some treasury papers are called like that. But as you can see the percent is not good for us at all.

We’ll probably get back to this theme in future, though we can’t go deep into the specific character of the markets, because it will take much time and will hardly become useful for us, if you work on HYIP. Good luck to you, we advice you to be on your guard as usually. Providing this article we gave you another couple of trumps to fight the scam.

You need to purchase electronic money in order to start making money online with HYIP. Electronic money such as LibertyRereserve (which is a substitute for e-gold) and of course PerfectMoney (which is much less popular) are used at HYIP. LibertyRereserve is so popular that HYIP investments are usually called LibertyReserve investments. Here are other currencies that are sometimes accepted by high-yield investments projects for payments: VMoney, AlertPay, Pecunix, ECU, StrictPay.

By the way, some high-yield companies accept investments with Wire Transfers. However, they are in the minority and generally investments in such projects must be at least $5000. There are also some projects into which you can make a deposit with Visa or MasterCard. But there are not very many of them.

None of the leading currencies in the field of high-yield investments require any kind of documents or essential personal information. You can transfer money to your new LibertyRereserve or PerfectMoney account with the help of one of the exchangers. They exchange LR or PM currencies into bank transfers, cash, or even PayPal. But you should keep in mind that there are those exchangers which we can call “counterfeiters” because, in reality, they do not exchange anything. Therefore, it is better to Google any information concerning them before making any deals. You should choose the most reliable exchange service.

Once you have gotten common currency for high-yield investments field, it is time to make money online. The most important question for online investors (and online investing) is WHERE? Really, what to invest in? Where to invest on the internet? Which investments are the most secure? Which investments are the most reliable? Maybe it is better to choose non-HYIP investments? Perhaps. It`s up to you. High-yield investments are very risky but very profitable. And even though only a third of all people who invest in HYIP actually make money, it is one of the most attractive ways of making money online.

So, how is the answer to question “WHERE TO INVEST?” found? The first way is to use Google, Yahoo! or your favorite search engine. You can find many investment projects by searching for “HYIPs” on the internet and some of them are really worthy of your attention. However, 90% of the results from the search engine are quite risky. It is much better to choose an HYIP with the help of “HYIP monitoring” or “HYIP listings”. By the way, HYIPNews.com is one of these investing monitorings and is also one of the best ones.

You can find catalogues with links to high-yield programs on these monitorings. However, investing monitoring as not only about links to various listings. It is, first of all, “a tracking of the activity” of investment projects. This means that monitoring organizations are the ones that regulate how well investment companies operate. It is not a secret that many of these companies do not even operate at all. They entice you to invest your money (or borrow this money from you) but they don`t pay any interest. Furthermore, they don`t even return your principle (or debt). They simply steal this money from you. Therefore, monitoring is a primary filter and only those projects which make payouts remain – those which pay interest, commitment fees, and a return of the initial deposit.

But even monitoring can`t be a safe guarantee. Unqualified or automatic monitoring organizations work on the principle that any “pay-out gets a positive status”. This means that if an HYIP has paid the monitor, it gets a PAYING status. However, it is quite possible that this project doesn`t pay its investors. Therefore, high-quality monitoring organizations are usually manual. For example, HYIPNews.com is a manual monitoring. We consider any complaints by investors, information about markets, and analyze the performance of investment companies. We even check any feedback and rate every project which ends up in our catalogue. That is why you have a much larger chance of making money and not losing money online with HYIPs listings in our catalogue.

Having chosen the best monitor and having bought currency for investment, you can start with the most important thing: choosing a project for making a deposit (your high yield investment program). Generally, investors try to invest in programs which function for no longer than 3 months. On the other hand, you should not consider dealing with projects which function for less than a month. Approximately one and a half months is the best choice. Of course, later you will develop your own strategy and principles which will help you to make money online; however, you should proceed carefully at first. You shouldn`t chase the big money and high income. A monthly or weekly profit will be perfect in the beginning. If the program makes payouts every hour or every 10-15 hours, than it is most likely a scam. You should deal with such projects only if you are aware of all the risks and are ready to lose your money if it happens.

Well, this is the main rule for all fields of online moneymaking: do not invest more than you can afford to lose. Making money online is always about the risks and managing those risks. By having money for investment and knowing what to invest in, you make the first step towards your success…

In this article I want to talk separately about the role of paypal in HYIP investment.

Paypal is the world’s largest payment processor, it has over 160 million users around the globe, but in the area of HYIP investment it is not so popular. Why?

There is a bunch of reasons. The first of them is that Paypal has high fees. 3%-4% fee seems unreasonably high in comparison with Liberty Reserve’s 1% fee. PayPal has set such a high comission because of its popularity, however there are some alternatives to PayPal in the high yield investment area, that is why paypal doesn’t seem attractive for HYIP or HYIP monitor.

Another reason is that PayPal is reversible system, so scammed investor may open a dispute against non-paying HYIP. Of course HYIP admin may try to withdraw all funds before the disputes are open, but withdrawal is usually processed within 5 days, and it makes scamming process unconvenient for HYIP admin. Besides honest investors, PayPal dispute system may be also used by scam investors in an effort to try to get their money back even after receiving all payments from HYIP. In this case he is appreciated by paypal as a buyer, so he gets protected and can receive his funds back at anytime, no matter whether he was paid to the full or not.

The last but not the least reason why paypal is not popular in HYIP and especially HYIP monitoring area is its get-tough policy regarding accountholders. And this fact makes PayPal almost unacceptable for HYIP investment. Some time ago paypal implemented accounts’ suspension solely in case having obvious evidences of fraudulent activity. But now, being at the peak of popularity, paypal has become known as a SCAM company that steals the money of its customers. In these conditions no admins of HYIP or HYIP monitor will use it, having in mind that paypal can steal his money at anytime. Obviously, what should HYIP admin do in case his paypal is suspended, and reviewing documents is taking too long or paypal has closed his account without any reason? In this case both HYIP admin and investors get scammed, and paypal remains “the worlds fairest system”, as they reserve the right not to share the reason of account suspension.

Another question is why you will never see a HYIP monitor that accepts PayPal? Well, HYIP monitoring system is closely connected with HYIP investment system, so HYIP monitor has to accept those e-currencies, that are accepted in HYIP area. In other case HYIP monitor will not have a possibility to invest in a certain HYIP. Why not accept payment via PayPal at least for advertisement? Well, the answer is in the 3 above paragraphs. HYIP monitoring system prefers simplicity, and paypal is unable to offer it.

The perfect logical conclusion for this article could become a statement that PayPal and HYIP & HYIP monitoring industries have nothing in common, but wait…

There are HYIPs that accept PayPal! Despite all paypal disadvantages there are HYIP admins that are ready to accept investments via PayPal. How do they do it? Well, there are many tricks, and the most popular among them is offering investors to send personal payments, citing the fact that they are free of fees  (but “forgeting” to notify that they are non-reversible). So you should be careful investing in a HYIP that accept PayPal!

Here I’d like to talk about e-currencies that HYIPs accept.

The most popular e-currency is Liberty Reserve. It has become wide spread in the HYIP industry since it is non-reversible. So please be aware of programs that promise you to get your money back from HYIP! All of them are SCAMs! There is no way to return the money involved in a scam HYIP. Another advantage is that LR has low fees – just 1% for transactions inside system. Liberty Reserve is well-known as a reliable and safe system. If your API is off, there is no way to hack your account, otherwise your money can be easily stolen by hackers. And that is why there are few HYIPs that implement instant withdrawal. To credit your account or to withdraw money from your Liberty Reserve account, you need to apply for exchanger since Liberty Reserve doesn’t support direct withdrawals to bank account or credit card. Liberty Reserve is also popular among HYIP monitors thanks to its reliability and convenient interface. Any HYIP monitoring systems will prefer Liberty reserve as its stability is proven by the years of successful work.

Another popular e-currency among HYIP programs is Perfect Money. Same as Liberty Reserve, it is non-reversible. The fee for transfers inside system is 0.5%. The advantage of this system is that unlike Liberty Reserve it supports withdrawals to bank account. However this option costs $100 + 3%, so I don’t think it is a big advantage. After the foundation of this system in 2007 no one considered it seriously because of the amateurish design. However over the time system has proven to be an excellent tool for HYIP investment. PM is also popular with HYIP monitor admins thanks to its low fees and easy-to-use interface.

These two e-currencies are used by a majority of HYIP programs and HYIP monitors. Moreover, most HYIPs use these systems as the only payment processors for HYIP investment. Sometimes HYIPs also accept such e-currencies as AlertPay, SolidTrusPay, StrictPay, GlobalDigitalPay and C-Gold. However, their HYIP investment share is very low.

I want to talk separately about HYIP programs that accept PayPal. PayPal is a reversible payment processor, so the HYIP admin takes great risk using this e-currency. In addition, PayPal regularly makes verifications of his users, that is why HYIP programs, that accept PayPal, are the most trustable and worthy for HYIP investment. Probably you will never see a HYIP monitor that uses PayPal as a payment tool, but it doesn’t mean that HYIP monitor admins try to hide their personal information. HYIP monitoring is not connected with the risk of losing money, as it is just a tool to check whether a certain HYIP pays or not.

As a result of this article I want to point out, that most HYIPs prefer to use non-reversible e-currencies. It means that HYIP investor must understand the responsibility he is taking investing in a certain HYIP – there is a chance to lose money. How to avoid it? Just do your research, visit various HYIP monitors to check the status of a HYIP you are going to invest in, check forums and blogs. The more HYIP monitoring systems you will visit, the more information you will have about each program, the more confident you will feel investing in a certain HYIP. HYIP investment will not be so risky if you have all necessary information about HYIPs!

Thank you for reading this article and good luck you in the area of HYIP INVESTMENT!

Right now, the notorious  CherryShares shows  signs of a potential Scam too. Believe it or not, hundreds of people had complete trust in CherryShares so they invested a lot more than they can afford to lose… that’s sad. Note that here’s still some hope that CherryShares will get passed through these withdrawal problems. Personally I better like to keep out for a while.

Update : the HYIP leader Oil Structure started to scam people too so keep out!

( Click here to read my old Scam warnings about Oil Structure )

That leads me to a simple yet critical question I want you to answer personally. Please give your anonymous and honest opinion. Yes or no ?

Stay tuned!

Frank

Similar programs working and promises to solve all your problems if you’ve been scammed: HyipFundRecover, hyiprecovery.blogspot.com, hyiprecovery.com, etc.

One more time, please never trust claims that they can recover investor’s fund from scam HYIP. It is impossible for members to recover the fund from the HYIP if that HYIP has already turn into a scam HYIP. Please do not trust on the help of any online funds recovery companies! Be careful and good luck!

If you see these type of text

“Got scammed by hyips?? there is a best way to recover money from hyip that is fundsrecover.com. this fundsrecover.com is giving you a software to recover your lost money from hyips. there are plenty of reviews on this site and this site worked for many people. recently i has recovered $1800 dollars from cherryshares.com. so why dont you make a try?”

Wait, they are scams…!!

One more person became a victim of a fraudulent group that promise to return money from closed HYIP. They put their advertising announcements among member’s votes for HYIPs or on HYIP forums, HYIP blog comments, spam email, etc. Be careful! No way to return your stolen $

However, there’s a way for you to work your way around HYIPs. You can invest your money on new HYIPs that have guaranteed payouts. Once you get twice your money’s worth for about two to three months’ time, you can then withdraw your participation and call it quits.

The HYIP may prove to be a failure in the long run, but you’ve still gotten the very essence of what a high yield investment is supposed to be.

All of these programs will most likely invite you to join a program that promises as much as 100% of your money in return.